The product side of the house
What's selling, at what rates, on what experience — the inputs a pricing actuary works from. This space is deliberately a scaffold: the market data is live now, and the pricing, nonforfeiture, and filing framework builds out next, alongside the depth already in Valuation.
Market landscape
Who is selling what, and who is winning — the competitive context for any product decision.
Industry sales
Annuity and life sales through the current records; product-mix races; PRT and channels.
Market share
Top annuity writers and life insurers by premium.
Disability & LTC
DI sales, the standalone-LTC collapse, combo products, the rate-increase landscape.
Industry financials
Assets, earnings, RBC, asset allocation — the balance-sheet context.
Master insurance chart
Every series on one comparison chart.
Competitive rates
The rate sheet the market actually shows customers.
Experience & pricing assumptions
Pricing starts from experience. The public studies that anchor mortality, lapse, and morbidity assumptions live with the valuation tables.
Pricing & profitability framework
The build-out planned for this space — scaffolded now, detailed later.
Profit metrics
IRR, profit margin, breakeven year; how reserve strain under XXX vs VM-20 changes the pricing answer.
plannedProduct design levers
Guarantee structure, level periods, secondary guarantees, indexed credits — and their reserve consequences.
plannedNonforfeiture & §7702
SNFL minimum values, definition-of-life-insurance limits, the 2021 §7702 rate change.
plannedFiling & compact
IIPRC standards, SERFF filing mechanics, state variations.
planned